My Calculator Mortgage

Privacy Policy

Last updated: November 2, 2026

My Calculator Mortgage ("we," "us," or "our") respects your privacy. This Privacy Policy explains what information we collect when you visit mycalculatormortgage.com (the "Site"), how we use it, and the choices you have — including the rights of California residents under the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA).

1. Information We Collect

Calculator inputs are processed entirely in your browser. When you use our mortgage, refinance, or affordability calculators, the numbers you enter (home price, income, down payment, and similar figures) are never transmitted to, or stored on, our servers. You can close the page and that data is gone.

We may collect limited information automatically when you visit the Site, including:

  • Log data — your IP address, browser type, device type, referring page, pages visited, and timestamps, collected by our hosting provider for security and diagnostics.
  • Cookies and similar technologies — small files used to remember preferences and to measure how visitors use the Site.
  • Contact information — only if you choose to email us using the contact form; we receive your name and email address along with your message.

2. How We Use Information

  • To operate, maintain, and improve the Site and its calculators.
  • To understand aggregate usage (for example, which articles are most helpful) through analytics.
  • To respond to messages you send us.
  • To detect and prevent abuse, fraud, or security issues.

3. Cookies and Analytics

We may use privacy-focused analytics to measure aggregate traffic. These tools may set cookies or collect device identifiers. You can disable most cookies through your browser settings, though some parts of the Site may not function as intended without them.

4. Advertising

We may display advertising on the Site, including through Google AdSense. Google and other ad partners may use cookies to serve ads based on your prior visits to this and other websites. Google's use of advertising cookies enables it and its partners to serve ads based on your visits to our Site and other sites on the Internet.

  • You can opt out of personalized advertising by visiting Google's Ads Settings or www.aboutads.info.
  • Third-party vendors, including Google, use cookies to serve ads based on a user's prior visits to this Site.

5. Third-Party Links

Our articles link to third-party websites, including government resources such as the CFPB and HUD. We are not responsible for the privacy practices of those sites, and we encourage you to review their policies.

6. Your California Privacy Rights (CCPA/CPRA)

If you are a California resident, the California Consumer Privacy Act and California Privacy Rights Act provide you with specific rights regarding your personal information. Subject to certain exceptions, you have the right to:

  • Know — request that we disclose the categories and specific pieces of personal information we collect, use, disclose, or sell/share.
  • Delete — request deletion of personal information we have collected from you.
  • Correct — request correction of inaccurate personal information.
  • Opt out of sale or sharing — direct us not to sell or share your personal information for cross-context behavioral advertising.
  • Non-discrimination — exercise these rights without being discriminated against.

To exercise any of these rights, email us at hello@mycalculatormortgage.com with "California Privacy Request" in the subject line and describe your request. We may need to verify your identity before completing a request. We will not discriminate against you for exercising your rights.

7. Do Not Sell or Share My Personal Information

We do not sell your personal information in the traditional sense of exchanging it for money. However, like many websites, we may allow advertising partners to collect information through cookies for interest-based advertising, which may be considered a "sale" or "sharing" of personal information under CCPA/CPRA.

To opt out of the sale or sharing of your personal information, email us at hello@mycalculatormortgage.com with the subject "Do Not Sell or Share My Personal Information." You may also disable personalized advertising through Google's Ads Settings or your browser's cookie controls. We honor opt-out preference signals (such as the Global Privacy Control) where recognized by law.

8. Data Security

We take reasonable measures to protect the limited data we collect. Because our calculators process inputs locally in your browser, sensitive financial figures are not stored on our systems. No method of transmission or storage is completely secure, so we cannot guarantee absolute security.

9. Children's Privacy

The Site is not directed to children under 13, and we do not knowingly collect personal information from children. If you believe a child has provided us with personal information, contact us and we will delete it.

10. Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will revise the "Last updated" date above. Continued use of the Site after changes constitutes acceptance of the revised policy.

11. Contact Us

Questions about this Privacy Policy? Email us at hello@mycalculatormortgage.com or use our contact page.